Why use a mortgage broker you pay for?

Your home may be repossessed if you do not keep up repayments on your mortgage

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Anyone can go online to research what mortgages are available but if you’re not familiar with the industry, it’s likely to take you longer and, whilst you are trying to compare different deals to find one that’s right for you, you may also miss out on the exclusive offers that lenders reserve for brokers only.  

What are the benefits of asking Mortgage Style for help?

Here’s a summary of what you can expect from us if you decide to pay our broker fee (we don’t charge you a fee until you’ve decided to go ahead with our advice and we’ve secured a mortgage offer for you):
  • Mortgage solutions no matter the circumstances Our advisors have a reputation for tenacity and will stop at nothing to find the right mortgage for you whether you are:
    • A first-time buyer
    • Moving home
    • Remortgaging
    • A landlord
    • A contractor
    • Self-employed
    • A business owner looking for a commercial mortgage or
    • A property developer investing in a new project

We know that not all brokers can do this; some of them refer business to us when they can’t find a solution. If you’ve been told your circumstances are too challenging to find a lender, give us a call.

  • Access to advice and support throughout your mortgage journey Our advisors will be here for you during the mortgage process from start to finish and beyond. Here are some of the ways we do this:
    • Nurturing and educating first time buyers to give you more confidence:
      • Updates at all stages of the process – letting you know what to expect upfront, explaining the mortgage we recommend, guiding your decision-making, making the mortgage application for you, chasing solicitors where necessary and ensuring completion goes to plan
      • No limits on meetings or calls for you to ask questions
      • Happy to repeat information if you need us to
      • Always speak to the same person – we don’t operate a call centre here. You’ll have a direct line and email address for your advisor who will respond to your queries and manage your case.
    • Direct line advisor access for landlords, developers or clients who run property businesses:
      • Even experienced property investors sometimes need help finding finance so we’re ready to give advice
      • We complete hours of training every year and meet with lenders regularly so we’re always up to date on the latest products, lending criteria and rates
      • Many of our long-standing property clients regularly call us to discuss ideas when they’re considering a new project and value our input into their long-term strategies.
 
  • Experience – in giving mortgage advice and understanding the property market
    • All our advisors have more than 6 years’ experience supporting clients (the average is closer to twenty years) and we have more than 100 years in financial services across the whole team
    • Most of our advisors are landlords themselves so understand property and investment
 
  • A flexible approach
    • We’re not held to office hours or stuck to a phone.
    • You can come to the office, email or text us when you need to speak to your advisor and our team can start early or work late if you’re busy between 9am and 5pm, Monday to Friday.
 
  • Enhanced administrative support We have an almost 1:1 ratio of admin support to advisors which means brokers spend:
    • less time chasing lenders and entering data and
    • more time listening to clients and researching the right deal
Don’t take our word for it. Here’s what a selection of our clients had to say recently:

What’s our service like for First time buyers?

“I had the pleasure of getting help from Kelly during our first property purchase, and I couldn’t be more satisfied with the experience.

Kelly’s expertise in mortgages and her thoughtful guidance made the entire process smooth and stress-free.

Throughout the sale, she remained consistently available, providing us with valuable information and ensuring we made the best decisions. What sets Kelly apart is her honest and unbiased opinions, truly putting our interests first. Grateful for her exceptional service – highly recommended!”

FB Google, November 2023

“I came across Mortgage Style online and I was so happy to be put into contact with Kelly, one of their Mortgage Advisors.

It was daunting buying my first home alone along with the added stress of purchasing via online auction. However, Kelly was amazing. Any time I had a question she would respond very quickly and in a friendly & caring manner. I genuinely believe she has made the process so much easier for me and less stressful.

I will 100% be coming back to work with Kelly again at the time of re-mortgaging. Amazing, fantastic service. Honestly couldn’t fault any of it. Thanks so much!”

KP, Google, November 2023

 

What’s our service like for clients who have been with us a long time?

“We’ve used Mortgage Style for many years now to arrange our mortgages and also life insurance.

They are incredibly helpful, friendly and professional and always find us a good deal and have saved us a lot of money over the years. I really can’t recommend them enough, they are fantastic! I always recommend them to friends and family which is a true sign of a great company.”

KT, TrustPilot, November 2023

“Dan and his team have secured me a number of mortgage deals over the past three years. I’ve found them to be dynamic, super responsive and they think outside of the box when advising how best to structure the deals. I recommend them to everyone and I wouldn’t use anyone else. Keep up the good work guys.”

SJ, Google, October 2023

 

What’s our service like for landlords?

“We have been using Mortgage Style for our portfolio of BTL properties and for our residential mortgages for the last 5 years. All the team are very helpful and responsive, even replying to an urgent query on a Saturday!

We are confident that they will do a thorough search of potential mortgage products. And will even recommending that you stay with your current mortgage company if it the best option for you…. which means a much reduced commission for them.

But the benefit we value the most, is their good connections within many mortgage providers. So if issues arise between application and the final mortgage offer (which is often the case nowadays) they are absolutely invaluable in getting them resolved.”

NS, March 2023

 

Contact us today

Whatever your mortgage needs, get in touch today and we’ll help you find the right deal. contact@mortgage-style.co.uk 01275 370360 YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP TO DATE WITH YOUR MORTGAGE REPAYMENTS. There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £495 to £595 and this will be discussed and agreed with you at the earliest opportunity.