Mortgages for Armed Forces Personnel
- No matter how big or small your requirements, we'll put maximum effort into getting you the most competitive deal possible.
- We're here to help you thrive.
- Our reputation is your reassurance.
Your home may be repossessed if you do not keep up repayments on your mortgage
Get In Touch
Expert mortgage advice for RAF Brize Norton service personnel
At Mortgage Style, we understand that military life brings unique challenges when buying a home — from time overseas to variable pay structures and strict lender criteria. Our advisors specialise in helping service personnel secure mortgages with clarity and confidence.
Forces Help to Buy (FHTB) — make your move sooner
The Forces Help to Buy (FHTB) Scheme is a powerful benefit designed to help service personnel step onto or move up the property ladder. We could help you make the most of it by guiding you through the process and matching you with the right lender.
Key FHTB Scenarios & Support
- Borrow up to 50% of your annual salary (max £25,000) interest-free to use towards your deposit, solicitor fees, or moving costs.
- Loan is usually repaid through salary over 10 years, helping you manage repayments easily.
- You’ll generally need a minimum length of service and at least six months of service remaining at application.
- If you’ve been posted overseas, your UK credit footprint may be limited — we help you navigate lenders who understand this.
- Some lenders struggle to interpret military pay and allowances — our armed forces experience ensures they’re assessed correctly.
FHTB eligibility checklist
You may be eligible for Forces Help to Buy if you:
- Have completed the minimum required service
- Will have at least six months of service remaining when applying
- Are looking to buy your first home, move to a new property, or make necessary changes due to family circumstances
- Meet medical and disciplinary criteria set by the Ministry of Defence
- Can afford mortgage repayments once FHTB salary deductions are applied
- If you’re unsure, we can confirm your eligibility in minutes.
Why choose Mortgage Style?
- Armed forces mortgage experience
We regularly support serving personnel and understand MOD pay, allowances, deployments and the challenges of maintaining credit history abroad. - Multi-award-winning broker
With two Bristol Property Awards (2022 and 2024) under our belt and winners of the 2024 national HMO Award for Best Financial Services Supplier, you can be sure you’re getting the right advice. - Tenacious mortgage research
Other brokers often come to us when cases are complex — our persistent approach helps secure mortgages where others fail. - Trusted by clients nationwide
With a 5★ Google rating and 4.9★ Trustpilot rating from more than reviews, our service is highly recommended by homeowners, first-time buyers and landlords. - Enhanced administrative support
Our near 1:1 admin-to-advisor ratio keeps your application moving efficiently — a huge advantage for busy service personnel. - £100 off broker fee
We charge a fee for our service but only if you decide to go ahead with our advice and we secure you a mortgage offer. As a ‘thank you’ for your service, we’ll take £100 off our usual fee. Please quote “RAF Brize Norton” when you get in touch.
Speak To an Expert
Ready to start your home-buying mission?
Whether you’re planning your first purchase, relocating, or preparing for life after service, our team is here to support you with clear, expert advice.
- Call us: 01275 370360
- WhatsApp us: 07702 674644
- Email: contact@mortgage-stle.co.uk
£100 Broker Fee Discount for Services Personnel Terms and Conditions:
There are a few simple rules to follow to access our forces’ £100 discount offer. They are as follows:
- Eligibility
- At least one applicant on the mortgage should work for the UK Armed Forces.
- The offer is open to all Forces personnel; there is no limitation to specific roles.
- There is no need to show us your Forces ID so long as the payslips you provide to confirm your income are issued by one of the UK Armed Forces.
- Offer details
- Armed Forces personnel are offered mortgage advice and support from Mortgage Style Limited with a £100 discount applied to the broker fee.
- The precise amount of the fee will depend upon your circumstances but will range from £495 to £595 and this will be discussed and agreed with you at the earliest opportunity. The £100 discount will be applied to the broker fee agreed.
- The Forces discount fee offer applies to all borrowers including first time buyers, home movers, those looking to remortgage and those investing in property.
- Redemption process
- Please tell us during an initial conversation with your Mortgage Style advisor that you work for the Armed Forces.
- Limitations
- This offer is only available to borrowers where one or more of the mortgage applicants works for the Armed Forces.
- Offer timings
- This incentive scheme is introduced from 1st December 2025.
- We reserve the right to withdraw this scheme at any time without notice.
Mortgage Style Ltd is registered in England and Wales. Registered Number 5743648. Registered Office: Elm Tree Farm Estate, The Sheepway, Portbury, Bristol, BS20 7TF. Mortgage Style Ltd, trading as Mortgage Style, is an appointed representative of the H L Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
There may be a fee for mortgage advice. The precise amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. Typically, in most cases, our fee will be £495. We charge £595 for bridging and adverse credit cases; and £995 for Later Life Lending.
The Financial Conduct Authority does not regulate commercial mortgages, some forms of buy to let mortgage and some forms of bridging finance.